Guest dining and paying at table.

Take Payments Anywhere with Tap to Pay on iPhone

Accept contactless cards, Apple Pay and Apple Watch on an iPhone XS or later — no card reader, no dongle, no extra terminal.

Add a Place to Take Payment Without Buying One

No hardware icon

No Hardware to Buy

The phone is the reader. No dock, dongle or terminal, so an extra service point costs nothing to add.

Phone as payment station icon

No Extra Station

A phone running Tap to Pay does not count as a station, so it adds no per-terminal charge to your monthly bill.

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Nothing New to Learn

It arrives as an update to the GoTab app your staff already use — same interface, same workflow.

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Serve Where the Line Is

Take payment on a patio, at a bar that only opens on Fridays, or in a queue that formed where nobody planned for one.

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Quotation Mark

Camilo Rivera, GM, The Delegate

Works with the GoTab App Your Staff Already Use

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Download the Fact Sheet
  • 1

    Update the App

    Staff update the GoTab iOS app. No new app to install and no new device.

  • 2

    Accept Apple's Terms

    A one-time acceptance on first use, on each phone.

  • 3

    Open a Tab

    Ring the order the way you already do. Nothing about the workflow changes.

  • 4

    Tap to Pay

    The guest taps their card, phone or watch against the back of the iPhone. Done.

GoTab app update screen announcing Tap to Pay on iPhone
Tap to Pay on iPhone terms and conditions screen
GoTab app menu screen with an open tab and cart
Hold Here to Pay screen showing a GoTab payment of $44.74

Tap to Pay on iPhone Features

An iPhone showing a GoTab payment confirmation held at a cafe counter
Works on iPhone XS and Later

Any iPhone XS or later running iOS 18.4 or later. Apple maintains the authoritative device list and it changes each generation.

A guest paying by holding a smartwatch to an iPhone running GoTab
Accepts Every Contactless Method

Contactless credit and debit cards, Apple Pay, Apple Watch and other supported digital wallets.

A bartender using an iPhone behind a bar
Secured by Apple

Transactions are encrypted and processed using the Secure Element. As with Apple Pay, Apple does not know what is being purchased or who is buying it.

A staff member showing a guest an iPhone with a GoTab payment confirmation
Free for Six Months

No additional cost for the first six months after release, then $0.10 per transaction processed through the GoTab iOS app.

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A Service Point That Costs Nothing to Add

A terminal is a purchase and a monthly line item. A phone your staff already carry is neither. Tap to Pay on iPhone is free for the first six months after release, then $0.10 per transaction processed through the GoTab iOS app, on top of your normal card processing rate — and a phone running it does not count as a station, so it adds no per-terminal charge. Ten cents lands differently depending on what you sell: 0.4% of a $25 cocktail tab, a full 1% of a $10 pour. Price the transactions, not the hardware.

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$0 hardware — scale without buying hardware

Scale Without Buying Hardware

Add a service point by handing someone a phone, not by ordering a terminal and waiting for it.

Keep the tills you have — nothing to replace

Keep the Tills You Have

Countertop stations still use a paired reader, and for a till that never moves that is usually the better setup.

$0.10 per transaction — pay only for what you use

Pay Only for What You Use

Free for six months, then a flat ten cents per transaction. No station charge and no hardware line.

FAQ

Frequently Asked Questions

Common questions about this feature.

What is Tap to Pay on iPhone?

Tap to Pay on iPhone is an Apple capability that turns a supported iPhone into a contactless payment terminal. A guest taps a contactless card, Apple Pay, Apple Watch or another supported digital wallet against the back of the phone, and the payment runs through your POS. No card reader, and nothing for the guest to download.

Which iPhones work with Tap to Pay on iPhone?

Any iPhone XS or later running iOS 18.4 or later. No card reader, dongle or payment terminal is needed for supported transactions. Apple maintains the authoritative device and OS list and it changes with each iPhone generation, so check theirs before standardising a fleet.

How is Tap to Pay on iPhone different from QR ordering and payment?

QR ordering puts the tab on the guest's phone; Tap to Pay on iPhone puts the card reader on your staff's phone. They work together — a guest can open a tab by QR and settle it by tapping a card on a server's iPhone, or either one alone.

Can staff take an order and the payment on the same iPhone?

Yes. One iPhone handles the whole transaction — ringing the order, managing the tab and taking payment — so a server does not hand off to a terminal or walk back to a station. It is the same GoTab app and the same workflow staff already use.

Can guests pay with Apple Pay or a contactless card?

Yes. Tap to Pay on iPhone accepts contactless credit and debit cards, Apple Pay, Apple Watch and other supported digital wallets, and the guest does not need to download anything. Apple notes two caveats: some contactless cards may not be accepted, and transaction limits may apply.

Does Tap to Pay on iPhone cost extra?

There is no additional cost for the first six months after release. After that it is $0.10 per transaction processed through the GoTab iOS app, on top of your normal card processing rate. A phone running Tap to Pay does not count as a station, so it adds no per-terminal charge.

Do we need to replace our current POS hardware?

No. Existing GoTab platform pricing and hardware options are unchanged, and there is no requirement to move off the devices you already run. Tap to Pay on iPhone adds a payment option on compatible iPhones; countertop stations and paired readers keep working exactly as they do now.

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